InstaRate App Icon
📊 FLAGSHIP QIST APP ✅ 100% FREE FOREVER 🏆 #1 IN PAKISTAN

InstaRate — Universal Installment System

Pakistan's most flexible qist management app. Works for ANY shop & ANY product category — from mobile phones to furniture, bikes to clothes. Build your installment store in minutes. 100% Free, Always.

📊 Overview ⭐ Features 📸 Screenshots 📋 Description ❓ FAQ 🔒 Privacy 🎬 Video Tutorials

What Makes InstaRate The Best?

Packed with powerful tools designed specifically for Pakistani businesses & installment shops

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Universal Shop Support

Works for ANY business — Mobile shops, Furniture stores, Bike dealers, Electronics, Clothes, Hardware, and more. Completely category-free and blank by design.

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Pro EMI Calculator

Calculate monthly installments instantly for 3 to 36 months. Add down payments, processing fees, insurance, and custom charges. Show full breakdown to customers.

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Professional Quote Maker

Create branded, professional installment quotes in seconds. Add your shop logo, stamp, terms, and customer details. Share as PDF via WhatsApp instantly.

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1-Tap PDF Import

Import any brand's official rate list PDF directly into InstaRate. Instantly converts to your searchable database. No manual entry needed — saves hours of work.

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Staff & Dealer Management

Add multiple staff members, set their roles, track their quotes and sales. Manage multiple dealers and suppliers from a single dashboard.

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Brand-Wise Rate Lists

Organize your products by brand. Create and maintain separate rate lists for Samsung, Apple, Vivo, Oppo, or any custom brand you deal in.

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WhatsApp Sharing

Share professional installment quotes directly on WhatsApp as PDF or image. Customers receive a polished, branded document instantly.

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Multi-Store Support

Manage multiple branches or stores from one app. Each store has its own products, staff, and rate lists while sharing the same account.

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Product Catalog

Maintain a complete digital catalog with product names, models, prices, images, and installment rates. Filter, search, and sort instantly.

10K+ Downloads
ANY Business Type
3–36 Month Plans
FREE Forever

App Screenshots

See InstaRate in action — scroll left to explore more

Full App Description & Specifications

Complete official specifications of InstaRate — 100% Universal for ANY Business & 2 Months to Unlimited Months Plans

🌐 Choose Description Language / زبان منتخب کریں:

InstaRate — #1 Universal Qist & Installment Management App for ANY Business

InstaRate by Mixlexa Organization is Pakistan's most powerful, 100% universal, and category-free installment (qist) management application. It is NOT limited to electronics or mobile phones! InstaRate is designed to work for LITERALLY ANY TYPE OF BUSINESS AND ANY PRODUCT CATEGORY — including mobile phone dealers, motorcycle & auto sellers, furniture showrooms, clothing & boutique stores, solar system installers, hardware & construction suppliers, gold & jewelry shops, laptop/tech stores, real estate/plots, and service providers.

🏪 100% Universal & Category-Free

No restrictions! Create custom rate lists for Mobiles, Furniture, Bikes, Clothes, Solar, Gold, Hardware, Services, or any custom item you sell on installments.

📊 2 Months to UNLIMITED Months Plans

Ultra-flexible EMI calculator! Calculate installment plans for 2 months up to UNLIMITED months (2, 3, 6, 12, 24, 36, 48, 60+ months) with custom advance & markup.

📲 1-Tap PDF Rate List Import

Import any official brand rate list PDF in 10 seconds. InstaRate automatically reads and organizes 100+ items into your store with zero manual typing.

📄 Branded Quote PDF Maker

Generate polished PDF quotations with your shop's logo, custom terms, customer info, down payment breakdown, and monthly installment schedules.

👥 Staff & Dealer Referral System

Assign staff login permissions, issue unique dealer referral links, and track salesperson commissions automatically on your central admin dashboard.

📱 1-Click WhatsApp Booking

Customers open your live store link in browser without installing any app, browse installment plans, and place orders directly on your WhatsApp in 1 click.

📦 Complete Official Feature List:

  • Universal installment calculator supporting 2 Months up to UNLIMITED Months plans
  • Works for ANY business: Mobiles, Bikes, Furniture, Clothes, Solar, Gold, Hardware, Real Estate, Electronics & Services
  • 1-Tap PDF rate list import (Samsung, Apple, Vivo, Oppo, Motorcycles, Appliances catalogs)
  • Branded PDF quotation builder with logo, terms, and custom down payment calculations
  • Multi-store and multi-branch catalog management dashboard
  • Staff login permissions and dealer referral commission tracking
  • Instant 1-click WhatsApp customer order booking flow (No app download required for customers)
  • 100% Offline operation with 256-bit local device encryption
  • 100% Free forever — zero subscription fees, no locked features, no hidden charges

Developed by Mixlexa Organization — Lahore, Pakistan | Official Website: mixlexa.org | Support: WhatsApp +92-301-3116258

Frequently Asked Questions

Everything you need to know about InstaRate in English, Urdu & Roman Urdu

🌐 Select Language / زبان منتخب کریں:

Is InstaRate really free? Are there any hidden charges? ▼
Yes, InstaRate is 100% completely free. There is no subscription fee, no premium tier, no in-app purchases, and no hidden charges of any kind. You get the full app with all features for free — forever.
What type of businesses can use InstaRate? ▼
InstaRate works for absolutely ANY business offering installment (qist) sales — Mobile shops (Samsung, Apple, Vivo, Oppo), Furniture stores, Motorcycle dealers, Electronics showrooms (Fridge, AC, TV), and Clothing boutiques.
How does the 1-tap PDF rate list import work? ▼
Simply obtain any official brand rate list PDF on your phone, open InstaRate, and tap "Import Rate List". The app automatically reads product names, models, and prices, organizing 100+ items in 10 seconds without manual typing.
Does InstaRate work offline without internet? ▼
Yes! InstaRate is designed to work 100% offline. All your products, rate lists, staff data, and quotes are stored locally on your device with 256-bit encryption. No internet required for daily operations.
❓ View Full Master FAQ Center (25+ Questions) →

🔒 Privacy & Security

InstaRate is built with your privacy as the top priority. All data stays on your device.

🔒 256-Bit Encryption 📵 No Internet Required 📱 Local Storage Only 🚫 Zero Data Collection ✅ Google Play Verified
📲 FREE DOWNLOAD

Ready to Transform Your Installment Business?

Join thousands of Pakistani businesses already using InstaRate. Free forever — no catch.